The state of Arkansas requires its drivers to carry automobile insurance, in order to legally operate a motor vehicle in Arkansas. insurancemozo.com understands the value of important information necessary to find the Best and cheap Arkansas Car Insurance for you.
What are the minimum Arkansas Car Insurance Requirements?
In Arkansas, liability coverage is required by law. The minimum liability amounts for the State of Arkansas is 25/50/25.
$25,000 bodily injury liability for one person.
$50,000 for all injuries per accident.
$25,000 total property damage per accident.
Arkansas currently requires an SR-22 filing to reinstate a driver’s license. SR-22 is a document that is required to be filed with a state’s DMV as proof that the minimum liability coverage for the state is being carried.
What kind of car insurance discounts is available in Arkansas?
Various kind of car insurance discounts are available and among them few are mentioned here like Accident free discount, Safe driver discount, Good student discount, Multiple automobile discount etc. which may be available in Arkansas as these discounts may vary from state to state and from provider to provider.
Is UM/UIM coverage required in Arkansas?
Some states will require that drivers carry UM/UIM, also known as uninsured/underinsured motorist coverage. This coverage may protect the driver when an accident occurs and the other party does not have auto insurance. This type of car insurance coverage varies by state and depends upon policy provisions.
The State of Arkansas does not currently require this coverage. But it is always advisable to have this insurance cover because if you are hit by an uninsured driver then you may have to pay the bill if you are not covered by the coverage plans.
How do I get a best car Insurance Quote in Arkansas?
Best option to find the cheap Arkansas Car insurance quote is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE auto insurance quotes.
Here at insurancemozo.com we help you to find the most affordable auto insurance quotes for you and your family, so that you won’t have to pay the outrageous insurance prices when you buy auto insurance in Arkansas.
Is PIP (Personal injury protection) required in Arkansas?
PIP states that car insurance available in some U.S. states that covers medical expenses, funeral expenses of injured person and, in some cases, lost wages and other damage also. This type of car insurance coverage varies by state and depends upon policy provisions.
The State of Arkansas current does not requires drivers to carry PIP insurance.
Official websites links:
To find the most affordable Arkansas Car Insurance, go through the given official website links:
Arkansas Department of Insurance: www.insurance.arkansas.gov.
Arkansas official website: www.state.ar.us/
Arkansas Department of Insurance at:
1200 West Third Street
Little Rock, AR 72201
Phone: (800) 282-9134
Fax: (501) 371-2618
