Car Insurance coverage is very important in all the US States. Like the other states, Kentucky also requires auto insurance coverage on every motor vehicle driven within the state. insurancemozo.com can provide you all the important information and to find the Best Kentucky Car Insurance quote.
What are the minimum Kentucky Car Insurance Requirements?
In Kentucky, liability coverage is required by law. The minimum liability amounts for the State of Kentucky is 25/50/10.
$25,000 bodily injury per person.
$50,000 total injury per accident.
$10,000 total property damage per accident.
In Kentucky you may choose to follow the state’s Single Limit Plan, which is a flat coverage amount of $60,000.
What kind of car insurance discounts is available in Kentucky?
Various kind of car insurance discounts are available in Kentucky, few of them are mentioned here to help you like Accident free discount, Driver training discount, multiple lines and automobile discount, Save driver discount, Good driver discount etc.These discounts may vary from state to state and from provider to provider.
Is Kentucky no-fault State?
Yes Kentucky is a no fault state, so no fault insurance is required. This means that if you are involved in an accident, your insurance company may pay for any damages to you, regardless of who is at fault. Simply put, if you get into a car accident in Kentucky, your insurance covers you and the other person’s insurance covers them.
Should I buy UM/UIM protection?
Some states will require that drivers carry UM/UIM, also known as uninsured/underinsured motorist coverage. This auto insurance coverage pays for damages when a covered person is injured in an auto accident caused by a driver who does not have Liability Insurance. In some states this auto insurance coverage may also pay for property damage. This type of car insurance coverage varies by state and depends upon policy provisions.
The state of Kentucky does not currently require this coverage. But it is always advisable to have this insurance cover because if you are hit by an uninsured driver then you may have to pay the bill if you are not covered by the coverage plans.
Should I buy PIP (Personal injury protection)?
PIP states that car insurance available in some U.S. states covers medical expenses, funeral expenses of injured person and, in some cases, lost wages and other damage also. This type of car insurance coverage varies by state and depends upon policy provisions.
The State of Kentucky current require drivers to carry PIP insurance.
How do I get a Kentucky Car Insurance Quote?
Best option to get a Kentucky Car insurance quote is to start an auto insurance quote comparison search online. You are required to enter your ZIP code above to get FREE auto insurance quotes
Official websites links:
To find the Best and cheap Kentucky Car Insurance, go through the given official website links:
Kentucky Department of Motor Vehicles: http://www.dmv.org/ky-kentucky
Kentucky Department of Insurance: www.insurance.ky.gov
Kentucky Official website: www.kentucky.gov
Kentucky Office of Insurance at:
215 W. Main St.
Frankfort, KY 40601
