Car Insurance coverage is very important in all the US States. It is illegal and unsafe to drive without car insurance. Like most of the other states, Minnesota are required to carry basic auto insurance. insurancemozo.com can help you to find the Best Minnesota Car Insurance for you.
What are the minimum Minnesota Car Insurance Requirements?
In Minnesota, liability coverage is required by law. The minimum liability amounts for the State of Minnesota is 30/60/10.
$30,000 bodily injury per person.
$60,000 total bodily injury per accident.
$10,000 total property damage per accident.
What kind of car insurance discounts is available in Minnesota?
Various kind of car insurance discounts are available and among them few are mentioned here like Anti-theft device discount, Driver training discount, Accident free discount, Save driver discount, Good student discount etc. which may be available in Minnesota as these discounts may vary from state to state and from provider to provider.
Is Minnesota no-fault State?
Yes Minnesota is a no fault state, so no fault insurance is required. This means that if you are involved in an accident, your insurance company may pay for any damages to you, regardless of who is at fault.
Is UM/UIM coverage required in Minnesota?
Some states will require that drivers carry UM/UIM, also known as uninsured/underinsured motorist coverage. This auto insurance coverage pays for damages when a covered person is injured in an auto accident caused by a driver who does not have Liability Insurance. In some states this auto insurance coverage may also pay for property damage. This type of car insurance coverage varies by state and depends upon policy provisions.
The State of Minnesota currently requires this coverage with a minimum coverage limit of $25,000 per person and $50,000 per accident for both types of coverage.
Is PIP (Personal injury protection) required in Minnesota?
PIP states that car insurance available in some U.S. states covers medical expenses, funeral expenses of injured person and, in some cases, lost wages and other damage also. This type of car insurance coverage varies by state and depends upon policy provisions.
The State of Minnesota current requires drivers to carry PIP insurance with the minimum coverage limit of $40,000 per person per accident ($20,000 for hospital/medical expenses and $20,000 for non-medical expenses).
How do I get a Minnesota Car Insurance Quote?
Best option to get a Minnesota Car insurance quote is to start an auto insurance quote comparison search online. You are required to enter your ZIP code above to get FREE auto insurance quotes
Official websites links:
To find the cheap Minnesota Car Insurance, go through the given official website links:
Minnesota Department of Insurance: www.insurance.mn.gov/.
Minnesota Department of Commerce: www.mn.gov/commerce/insurance/
Minnesota official website: www.mn.gov
Minnesota Department of Commerce at:
85 7th Place East, Suite 500
St. Paul, MN 55101
Phone: (651) 296-4026
