Car Insurance coverage is very important in all the US States. It is illegal and unsafe to drive without car insurance. Like the other states, Pennsylvania also requires auto insurance coverage on every motor vehicle driven within the state. insurancemozo.com can help you to find the most affordable Pennsylvania Car Insurance quote.
What are the minimum Pennsylvania Car Insurance Requirements?
In Pennsylvania, liability coverage is required by law. The minimum liability amounts for the Commonwealth of Pennsylvania is 15/30/5.
$15,000 bodily injury per person.
$30,000 total bodily injury per accident.
$5,000 total property damage per accident.
What kind of car insurance discounts is available in Pennsylvania?
Various kind of car insurance discounts are available in Pennsylvania, few of them are mentioned here to help you like Anti-theft device discount, Driver training discount, multiple lines and automobile discount, Save driver discount, Good student discount etc.These discounts may vary from state to state and from provider to provider.
Is Pennsylvania no-fault State?
Yes Pennsylvania is a no fault state, so no fault insurance is required. This means that if you are involved in an accident, your insurance company may pay for any damages to you, regardless of who is at fault.
Should I buy UM/UIM protection?
Some states will require that drivers carry UM/UIM, also known as uninsured/underinsured motorist coverage. This auto insurance coverage pays for damages when a covered person is injured in an auto accident caused by a driver who does not have Liability Insurance. In some states this auto insurance coverage may also pay for property damage. This type of car insurance coverage varies by state and depends upon policy provisions.
The Commonwealth of Pennsylvania does not currently require this coverage. But it is always advisable to have this insurance cover because if you are hit by an uninsured driver then you may have to pay the bill if you are not covered by the coverage plans.
Should I buy PIP (Personal injury protection) (Medical benefits)?
PIP states that car insurance available in some U.S. states covers medical expenses, funeral expenses of injured person and, in some cases, lost wages and other damage also. This type of car insurance coverage varies by state and depends upon policy provisions.
The Commonwealth of Pennsylvania current requires drivers to carry Medical benefits insurance. Medical Benefits coverage pays medical bills for you and for those who are covered by the policy, regardless of who is at fault. The minimum limit is $5,000 of coverage.
How do I get a Pennsylvania Car Insurance Quote?
Best option to get a Pennsylvania Car insurance quote is to start an auto insurance quote comparison search online. You are required to enter your ZIP code above to get FREE auto insurance quotes
Official websites links:
To find the Best and cheap Pennsylvania Car Insurance, go through the given official website links:
Pennsylvania Department of transportation: http://www.dmv.state.pa.us/
Pennsylvania Department of Insurance: www.insurance.pa.gov.
Pennsylvania Office of Insurance at:
1209 Strawberry Square
Harrisburg, PA 17120
Phone: (717) 787-2317
