Like most of the other US states, drivers in Wisconsin are required to carry basic auto insurance. Wisconsin has its own car insurance rules and regulations. These laws are there to protect drivers on the road. insurancemozo.com can save you money on your auto insurance in Wisconsin and understands the value of important information necessary and to find the Best and most affordable Wisconsin Car Insurance for you.
What are the minimum Wisconsin Car Insurance Requirements?
Wisconsin drivers are required to carry a minimum amount of auto insurance coverage. The minimum liability amounts for the State of Wisconsin is 25/50/10.
$25,000 bodily injury per person.
$50,000 total bodily injury per accident.
$10,000 total property damage per accident.
Wisconsin currently requires an SR-22 filing to reinstate a driver’s license. SR-22 is a document that is required to be filed with a state’s DMV as proof that the minimum liability coverage for the state is being carried.
Is Wisconsin a No fault State?
Wisconsin is not a no-fault state, so no-fault insurance is not required. This means that if a driver is found to be at fault in an accident s/he may have to pay the charges for other driver’s medical expenses as well for any damage to his/her vehicle. Second party can also claim money for lost wages and his/her sufferings.
Is UM/UIM (Uninsured/Underinsured Motorist) Coverage required in Wisconsin?
Some states will require that drivers carry UM/UIM, also known as uninsured/underinsured motorist coverage. This coverage will protect the driver in the event that an accident occurs and the other party does not have auto insurance.
The State of Wisconsin currently requires UM/UIM coverage with the minimum coverage limits of $25,000 bodily injury per person and $50,000 bodily injury per accident.
What kind of car insurance discounts is available in Wisconsin?
Various kinds of car insurance discounts are available and among them few are mentioned here like Vehicle safety discount, Drive Safe and save discount, Good driving discount, Student away at school discount etc. which may be available in Wisconsin as these discounts may vary from state to state and from provider to provider. This discount may help you to find the cheapest car insurance in Wisconsin.
Should I buy PIP (Personal injury protection)?
PIP states that car insurance available in some U.S. states that covers medical expenses, funeral expenses of injured person and, in some cases, lost wages and other damage also. This type of car insurance coverage varies by state and depends upon policy provisions.
The State of Wisconsin current does not require drivers to carry PIP insurance.
How do I get a best car Insurance Quote in Wisconsin?
The best option to find the best and cheap Wisconsin Car insurance quote is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE auto insurance quotes.
Official websites links:
To find the cheap Wisconsin Car Insurance, go through the given official website links:
Wisconsin Department of motor vehicles: www.dot.wisconsin.gov/drivers/
Wisconsin Department of Insurance: www.oci.wi.gov
Wisconsin office of Insurance at:
125 South Webster Street
Madison, Wisconsin 53702
Phone: (608) 266-3585, Madison
