Teenager’s Car Insurance

Are you aware that your auto-insurance premiums are likely to skyrocket when your teenage son or daughter starts driving. However you can control them if you want.Below are detailed lists of points that can help you cut costs significantly.

First of all get a safe car for your kid. Having your child drive a safe car will help you sleep easier and keep your auto-insurance rates under control too.

Ask about discounts for teenage drivers. Some insurers offer discounts like good student discount, safe driver discount. They also cut costs for kids who take a special class, watch a DVD, or read a driver safety book. Your child can also take a driver safety test and if he passes that you are eligible for discount.

Encourage your kids to get good grades. College/School going students by maintaining a GPA of 3.0 or higher can earn lower premiums on car insurance. Earning a spot on your colleges Dean’s list or Honor Roll can also help you in your cause.

Secure your car with additional security features (think steering wheel locks, immobilizers) etc. This will reduce the chances of your car being stolen, and earn you cheaper teenage car insurance quotes. Similarly, keeping the car parked in a secure location, such as a locked garage, will also work in your favor. These additional security features can lower your insurance premiums by up to 30%.

Shop around for insurance policy. Compare multiple quotes from multiple providers and see who gives you maximum discount and whose policy best fit your need.

Bundle up your different policies from a single provider. Many insurance companies offer discounts to customers who apply for more than one insurance policy together. Insurance companies often offer “package deals” these days. They know that this is the best way to keep growing business and you can advantage of lower premiums. So it is a win win situation for both customer and provider. In addition, choosing one company to service all of your insurance needs can also help simplify your life.

To know more about a detailed list of car insurance discounts visit websites such as icarinsurance.org and affordableinsurancerates.info. Read more about discounts see you qualify for which one of them.