There are several ways by which insurance premium can be minimized:
1. First of all by purchasing a vehicle officially recognized as safe and uses air bags, safety-harnesses, seatbelts, anti-lock brakes and running lights may minimize your premiums
2. You may get the discount from the insurers if you drive less because then you are less likely to be involved in an accident.
3. You can increase your deductible and by this, you run risk of a large loss, these changes may result in rates reductions.
4. You may get loyalty discounts if you purchase Home and Auto Insurance from the same company.
5. Maintaining a good credit score and clearing up any errors on your credit may be helpful to get the discount from the insurer.
