Car Insurance coverage is very important in all the US States. It is illegal and unsafe to drive without car insurance. Like most of the other states, Idaho are required to carry basic auto insurance. insurancemozo.com can help you to find the Best and most affordable Idaho Car Insurance for you.
What are the minimum Idaho Car Insurance Requirements?
In Idaho, liability coverage is required by law. The minimum liability amounts for the State of Idaho is 25/50/15.
$25,000 bodily injury per person.
$50,000 total bodily injury per accident.
$15,000 total property damage per accident.
Idaho currently requires an SR-22 filing to reinstate a driver’s license. SR-22 is a document that is required to be filed with a state’s DMV as proof that the minimum liability coverage for the state is being carried.
What are the various discounts I can avail in Idaho?
Various kind of car insurance discounts are available and among them few are mentioned here like Passive restraint discount, Multiple line discount, Accident free discount, Save driver discount, Good student discount etc. which you may avail in Idaho as these discounts may vary from state to state and from provider to provider. These discounts may help you to find the cheap car insurance coverage in Idaho.
Is Idaho no-fault State?
Idaho is not a no fault state, so no fault insurance is not required. This means that if a driver is at fault, he may pay for the other driver’s medical expenses and any damages done to their vehicle. The other driver may also pursue money for lost wages, as well as pain and suffering. If you do not have insurance the other driver may sue you in court.
Should I buy UM/UIM protection in Idaho?
Some states will require that drivers carry UM/UIM, also known as uninsured/underinsured motorist coverage. This auto insurance coverage pays for damages when a covered person is injured in an auto accident caused by a driver who does not have Liability Insurance. In some states this auto insurance coverage may also pay for property damage. This type of car insurance coverage varies by state and depends upon policy provisions.
The State of Idaho does not currently require this coverage. However it is always advisable to adopt this insurance to cover expenses that may accumulate from an accident.
Is PIP (Personal injury protection) required in Idaho?
PIP states that car insurance available in some U.S. states covers medical expenses, funeral expenses of injured person and, in some cases, lost wages and other damage also. This type of car insurance coverage varies by state and depends upon policy provisions.
The State of Idaho current does not require drivers to carry PIP insurance.
How do I get an Idaho Car Insurance Quote?
Best option to get the most affordable Idaho Car insurance quote is to start an auto insurance quote comparison search online. You are required to enter your ZIP code above to get FREE auto insurance quotes
Official websites links:
To find the best and cheap Idaho Car Insurance, go through the given official website links:
Idaho Department of Insurance: www.doi.idaho.gov/.
Idaho Department of motor vehicles: https://itd.idaho.gov/dmv/
Idaho official website: www.idaho.gov
Idaho Department of Insurance at:
700 West State Street
P.O. Box 83720
Boise, ID 83720-0043
Phone: (208) 334-4250
