It is illegal and unsafe to drive without car insurance in Kansas. Every driver needs safe, reliable and low-cost auto insurance while driving on Kansas roads. insurancemozo.com may save you money on your auto insurance because we understand the value of important information necessary to find the Best Kansas Car Insurance for you.
What are the minimum Kansas Car Insurance Requirements?
Minimum liability requirements in Kansas for car insurance are 25/50/10. This means that your insurance policy must insure you against loss in an accident where you have been determined to be at-fault for a minimum of:
$25,000 bodily injury to or death of one person per accident.
$50,000 for all injuries per accident.
$10,000 for the destruction of property of others in an accident
Kansas currently requires an SR-22 filing to reinstate a driver’s license. SR-22 is a document that is required to be filed with a state’s DMV as proof that the minimum liability coverage for the state is being carried.
Is Kansas No fault State?
Yes, Kansas is a no fault State, so no fault insurance is required. This means that if you are involved in an accident, your insurance company may pay for any damages to you, regardless of who is at fault. Simply put, if you get into a car accident in Kansas, your insurance covers you and the other person’s insurance covers them.
Should I purchase UM/UIM protection?
There are laws in all states for insurance coverage, but there are still some drivers on the roads without adequate coverage .What happened if you have an accident with someone who does not have sufficient money? Who will pay for their claims?
Here UM/UIM (Uninsured/Underinsured Motorist) Coverage policy may covers all those matters.
The State of Kansas currently requires UM/UIM coverage, with a minimum coverage limit of $25,000 per person and $50,000 per accident.
What are the various discounts I can avail in Kansas?
To find the most affordable car insurance in Kansas, various kind of car insurance discounts are available and among them few are mentioned here like Vehicle safety discount, Safe driver discount, Good student discount, Passive restraint discount etc. which may be available in Kansas as these discounts may vary from state to state and from provider to provider.
Should I buy PIP (Personal injury protection)?
PIP stands for personal injury protection which means that car insurance available in some U.S. states that covers medical expenses, funeral expenses, rehabilitation, lost wages and other damage of those injured in an accident, regardless of who is at fault. Passengers who own their own cars collect under their own policies. This type of car insurance coverage varies by state and depends upon policy provisions.
The State of Kansas current requires drivers to carry PIP insurance with the following minimum coverage limits:
$4,500 medical expenses per person
$900 lost income per month for one year
$25 for in-home services per day
$2,000 for funeral, burial or cremation expenses
$4,500 for rehabilitation expenses.
How do I get a best car Insurance Quote in Kansas?
Your best option to find the best and cheap car insurance coverage in Kansas is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE cheap auto insurance quotes.
Official websites links:
To find the best and cheap Kansas Car Insurance, go through the given official website links:
Kansas Department of Motor vehicles: www.dmv.org/ks-kansas/
Kansas Department of Insurance: www.ksinsurance.org
Kansas official website: www.kansas.gov
Kansas Department of Insurance at:
420 SW 9th Street
Topeka, Kansas 66612-1678
Phone: (785) 296-3071
