The state of Maryland requires its drivers to carry appropriate amounts of automobile insurance, in order to legally operate a motor vehicle in Maryland. insurancemozo.com understands the value of important information necessary to find the Best Maryland Car Insurance for you. The below information will help you find the cheapest auto insurance in Maryland.
What are the minimum Maryland car insurance requirement?
Minimum liability requirements in Maryland for car insurance are 30/60/15. That means:
$30,000 liability coverage per person for injury
$60,000 liability coverage per accident for injury
and $15,000 for property damage liability(damage to buildings, traffic signs or other party vehicles)
What kind of car insurance discounts are available in Maryland?.
Like all the other states there are various ways in Maryland to cut down your premium costs so that they don’t result to be very heavy on your wallet.
There are various discounts available in Maryland such as Bundle Discount, where person bundles multiple cars, home, life and other insurances from same insurer, Safety equipment discounts when your car has some security alarm or gps tracking device, new car discount , etc.
Have a look at each discount in detail and ask insurance provider at the time of insurance if you can qualify for one.
How do I get a best Car Insurance Quote in Maryland?
Your best option to find the most affordable car insurance coverage in Maryland is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE auto insurance quotes today.
Here at insurancemozo.com, we made it our job to find you the most affordable auto insurance quotes for you and your family, so that you won’t have to pay the outrageous insurance prices when you buy auto insurance in Maryland.
Required Proof of Insurance in Maryland
Drivers must provide proof of insurance when the MVA informs you (via letter) of the buildup of at least three driving points. These cases occur because the law strives to protect the public and it can do so by identifying uninsured motorists and keeping them off the roads
Another instance where drivers must provide proof of insurance is when their previous insurer informs the MVA that their policy has been cancelled, and the MVA notifies you that proof of insurance is necessary.
In the state of Maryland, the only acceptable form of verification that provides proof of insurance is a Maryland Insurance Certification (FR-19) – your ID card and actual policy are not acceptable.
Additional Help
For additional information or if you have a complaint, please contact the Maryland Insurance Administration’s Consumer Complaint Investigation Division at 410-468-2000 or toll-free at 1-
800-492-6116 (1-800-735-2258 TTY). Consumers also may file their written complaint online at:
www.mdinsurance.state.md.us
Official Website Links:
MVA – Driver Instruction – Filing a Complaint
Maryland Insurance Administration
200 Saint Paul Place, Suite 2700
Baltimore, MD 21202
1-800-492-6116
