The state of Oklahoma requires its drivers to carry automobile insurance, in order to legally operate a motor vehicle in Oklahoma. It is illegal and unsafe to drive without car insurance. State of Oklahoma applies car insurance as a form of financial responsibility. insurancemozo.com understands the value of important information necessary and to find the Best and most affordable Oklahoma Car Insurance for you.
What are the minimum Oklahoma Car Insurance Requirements?
Liability coverage is required by law in the State of Oklahoma. The minimum liability amounts for the State of Oklahoma is 25/50/25.
$25,000 bodily injury liability for one person.
$50,000 for all injuries per accident.
$25,000 total property damage per accident.
Is Oklahoma a Tort State?
Yes, Oklahoma is a tort State. This means that if a driver is found to be at fault in an accident s/he may have to pay the charges for other driver’s medical expenses as well for any damage to his/her vehicle. Second party can also claim money for lost wages and his/her sufferings.
What are the various discounts I can avail in Oklahoma?
Various kind of car insurance discounts are available and among them few are mentioned here like Vehicle safety discount, Safe driver discount, Good student discount, Multiple automobile discount etc. which may be available in Oklahoma as these discounts may vary from state to state and from provider to provider. This discount may help you to find the most affordable car insurance in Oklahoma.
Should I purchase UM/UIM protection?
There are laws in all states for insurance coverage, but there are still some drivers on the roads without adequate coverage .What happened if you have an accident with someone who does not have sufficient money? Who will pay for their claims?
Here UM/UIM (Uninsured/Underinsured Motorist) Coverage policy covers all those matters.
The State of Oklahoma does not currently require this coverage. However it is always advisable to have this insurance cover because if you are hit by an uninsured driver if he is at fault you may have to pay the bill if you are not covered by these coverage plans.
How do I get a best car Insurance Quote in Oklahoma?
The best option to find the best and cheap Oklahoma Car insurance quote is to always start an auto insurance quote comparison search online. Just enter your ZIP code above to get FREE auto insurance quotes.
Here at insurancemozo.com, help you to find the most cheap auto insurance quotes for you and your family, so that you won’t have to pay the extreme insurance prices when you buy auto insurance in Oklahoma.
Is PIP (Personal injury protection) required in Oklahoma?
PIP states that car insurance available in some U.S. states that covers medical expenses, funeral expenses of injured person and, in some cases, lost wages and other damage also. This type of car insurance coverage varies by state and depends upon policy provisions.
The State of Oklahoma current does not requires drivers to carry PIP insurance.
Official websites links:
To find the most affordable Oklahoma Car Insurance, go through the given official website links:
Oklahoma Department of Insurance: www.ok.gov/oid
Oklahoma official website: www.ok.gov
Oklahoma Department of Insurance at:
2401 N.W. 23rd Street, Suite 28
Oklahoma City, OK 73107
Toll Free: (800) 522-0071
Phone: (405) 521-2828
